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Literally cannot help' | "Paying off 'virtually impossible
Former agent from major student loan servicer exposes why some borrowers "literally cannot be helped" and whyit is "virtually impossible" to
Jul 22, 20223 min read
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Joint Consolidation Loan Separation Act| New Hope for Forgiveness
The Joint Consolidation Loan Separation Act would allow borrowers to apply to split the joint consolidation loan back into separate federal
Jun 21, 20226 min read
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Parent PLUS Loan Forgiveness Eases the Pain for Parent Borrowers
Parent PLUS Loan Forgiveness Programs are federal programs, like Closed School Discharge, that forgive loans for parents who co-signed for t
Jun 13, 20224 min read
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Payments too high? Try an Income-Driven Repayment plan (IDR)
If your federal student loan payments feel too high for your income, you may wish to enter an income-driven repayment plan to repay your stu
Jun 9, 20227 min read
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PAYE/REPAYE Student Loan Plans: How They Work. Whom They Are Best
Pay As You Earn (PAYE) and its newer equivalent Revised Pay As You Earn (REPAYE) are two of the four ICR options offered.
May 31, 20225 min read
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De-stress Your Life and Student Loans Before the Pause Ends
Required payments for your student loans are currently paused under the most recent "CARES Act" extension. The payment freeze is scheduled
May 26, 20225 min read
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ICYMI| IN CASE YOU MISSED IT| Updates About Federal Student Loans
A few student loan industry updates that have occurred over the last few days and months that you may have missed... Recent Student Loan...
May 24, 20223 min read
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The Complete PSLF Limited Waiver Guide
Although the CARES Act payment pause continues to extend the forbearance for student loans, the US Department of Education announced on Oct.
May 17, 202210 min read
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New Education Dept Guidance for Federal Student Loan Forgiveness
From the beginning of his candidacy, forgiveness for student loans was a cornerstone of his campaign.
May 6, 20222 min read
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Student Loan Forgiveness in the News Again: New Payment Extension
Federal student loan forgiveness has been in the news again due to the most recent payment extension
Apr 19, 20224 min read
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Biden extends pause on student loan payments until December 31
After 25 months of paused payments, program changes and loans being transferred from servicer to servicer, the most important thing you can
Apr 7, 20223 min read
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What's the most popular Student Loan Forgiveness Program and how does it work?
The PSLF program appears to be a mystery to many American student borrowers that have become public servants.
Mar 25, 20222 min read
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How do I sign up for an Income Based Repayment (IBR) Program?
One of the federal student loan repayment programs that can adjust your monthly loan payment is an IBR (Income-Based Repayment).
Mar 2, 20222 min read
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Lawsuits Continue to Plague Student Loan Servicers
In recent years, lawsuits have been filed against virtually every student loan servicer in the industry.
Feb 25, 20222 min read
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The Studentaid.gov Loan Calculator Helps You Prepare- Before the Covid Forbearance Ends
Most federal student loans are currently in forbearance and you likely have not visited the studentaid.gov loan calculator for a while. How
Feb 24, 20225 min read
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How to Dispute Unauthorized or Unqualified Student Loan Debt
Student borrowers are responsible for repaying their valid loans. However, if you were unqualified to receive the loans, or if your school f
Feb 14, 20225 min read
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End of Forbearance: Student Loan Payments Resume in May 2022
The emergency forbearance which began in March of 2020 provided 42 million Americans holding student debt a pause from making payments.
Feb 7, 20223 min read
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How Does Filing For Bankruptcy Affect my Federal Student Loans?
It's difficult, but not impossible, to discharge student loans in bankruptcy. Some borrowers have been able to discharge their student loans
Jan 31, 20223 min read
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What Happens to Student Loans When You Die
You may feel like you'll be paying off student loans until the day you die. But even that may not be the end of it.
Jan 28, 20222 min read
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New| Automatic Total and Permanent Disability Discharge Program
Borrowers who have been determined to be totally and permanently handicapped through data matching with the Social Security...
Jan 13, 20223 min read
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How to apply for an Unpaid Refund Discharge?
An Unpaid Refund Discharge is due to you if you left school early after receiving a loan from the William D. Ford Federal Direct Loan (commo
Dec 30, 20215 min read
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30,000 Borrowers Receiving Automatic PSLF Forgiveness
According to a tweet from Education Secretary Miguel Cardona on Thursday, 10,000 borrowers who were on PSLF have already had $715 million
Nov 15, 20212 min read
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The School I Was Enrolled in Closed. How do I Cancel the Debt?
When your federal student debts are eliminated because your school has permanently closed, this is known as a closed-school discharge....
Nov 8, 20213 min read
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DOE Announces Limited Waiver for PSLF Program
the ED Dept announced temporary changes to PSLF rules as a result of COVID-19. Borrowers now receive credit for previous payments that did n
Oct 25, 20213 min read
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