TitanPrep Terms and Conditions
Effective Date: 07/10/2025
Contact: info@titanprep.com

These Terms and Conditions ("Terms") govern your access to and use of TitanPrep’s services, website, and related communications ("Services"). By using our Services or submitting your information through our website, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. Service Overview
TitanPrep provides document preparation and support services related to federal student loan programs. We are a third-party organization and are not affiliated with the Department of Education or any loan servicer.

2. Eligibility and Representation
By using our Services, you affirm that you are at least 18 years old or the legal age of majority in your jurisdiction. You also affirm that any information you provide to us is accurate and complete. If you are using our Services on behalf of another person, you confirm that you have proper authorization.

3. Communications Consent
You consent to receive communications from TitanPrep via email, phone calls, or SMS at the contact information you provide. These communications may include reminders, service updates, offers, or alerts that may be sent using automated technology. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by contacting info@titanprep.com or following the unsubscribe instructions provided.

4. Account and Data Security
You may need to create an account to access certain Services. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. You agree to notify TitanPrep immediately if you suspect unauthorized access.

5. Use of Services
You agree not to:

• Use the Services for unlawful or fraudulent purposes.

• Attempt to gain unauthorized access to the system.

• Post or transmit any malicious code or harmful content.

• Violate any laws or third-party rights while using the Services.

6. Accuracy of Information
TitanPrep makes reasonable efforts to ensure the information provided is accurate, but we do not guarantee its completeness or timeliness. You are responsible for verifying any advice or options with official sources.

7. Disclaimer of Warranties
Our Services are provided “AS IS” and “AS AVAILABLE.” We disclaim all warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability
TitanPrep shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Services. Our total liability, regardless of the cause of action, will not exceed $150.

9. Indemnification
You agree to indemnify and hold harmless TitanPrep and its affiliates from any claims, losses, or damages resulting from your violation of these Terms or your use of the Services.

10. Intellectual Property
All content, logos, and intellectual property displayed on the TitanPrep website are the property of TitanPrep or its licensors. You may not copy, reproduce, or use this content without prior written permission.

11. Privacy
Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. Contact us at info@titanprep.com for any privacy-related questions.

12. Governing Law and Dispute Resolution
These Terms shall be governed by the laws of the State of [Insert State]. Any disputes shall be resolved through binding arbitration in [Insert County, State], except where prohibited by law. You waive the right to participate in any class action or jury trial.
13. Modifications
TitanPrep may update these Terms at any time. Continued use of the Services after changes constitutes acceptance of the revised Terms. Please review these Terms periodically.
14. Contact
For questions or concerns regarding these Terms, please contact us at info@titanprep.com